9 steps to get rich most people can follow.

Getting rich is something anyone can accomplish regardless of age, raze, background education, and so on. You need a plan to get rich and commit to it, as well as these 9 steps I have put together to guide you.

 There is countless evidence from self-made millionaires that have made it that didn’t even have 6th grade.

An example is Benjamin Franklin, one of the USA’s founding parents, and the face you see in the 100 dollars bill. He is the self-made man I admired the most.  If you don’t know his story, make that your next book to read. You will be inspired and amazed at how many things someone can accomplish in a lifetime. And he didn’t even go to school. If you want to dive deeper into his amazing life, go HERE.

Let’s get started then.

1. Adjust your Mindset 

I used to think that you had to be a certain age to get rich. Whenever I realized I was over 20 first, then over 30, I thought I was too late for everything. Dam, I was so wrong!!. I had to overcome that age constraint I always had on my head.

If you are a little, just a tiny bit like me, let me tell you this, my friend, you need to change your mindset. That’s the first step to get rich you have to take if you decide to be rich. 

These are examples of the belief that might be holding you back, and what you should think instead: 

I am too old… No, you are not, never is too late to start anything. You are as young as you feel inside. 

Money is the root of all evil...Wrong!!! I tell this to my mom, who has this belief. Who do you think has done more good in the world? Bill Gates or Mother Teresa? The answer is Bill Gates by far. The more you have, the more you can give.

 If Mother Teresa had had the resources Bill Gates has, she probably would be the winner since she would have been able to help and reach more people.

I don’t deserve to have more than I have.. …Yes, you do deserve everything!! The world is your playground.  We all are born the same; we deserve all we can dream about as long as your dreams don’t heart someone else. Just be responsible.

The list goes on and on. Please find your limiting belief and destroy them. However, for your sake, don’t waste too much time on this part. It can paralyze you and stop you from what really matters- Taking action!.

 2. Know your expenses.

Knowing how much you spend can help you make money. Why? Because expenses always tend to grow to equal our incomes. 

Do this today, and you will find out about unnecessaries expenditures flattening your wallet month after month. And a

“A small leak will sink a great ship.

Benjamin Franklin

Your expenses will also tell you how much money you need to make to be rich. Use it as a set point or guide. If you know where you are going, you will find the road faster. 

3. Start saving right away, Now better than later. 

Yes, my friend, you need to save money. The sooner you start saving, the better. As a result, you can benefit from the power of compound interest when you start investing. 

“Compound interest is the addition of interest to the principal sum of a loan or deposit, or in other words, interest on interest. It is the result of reinvesting interest, rather than paying it out, so that interest in the next period is then earned on the principal sum plus previously accumulated interest.” From

You can start making small changes like saving only 5% of your total income, but the more aggressive you save, the sooner you will start seeing results.

There was a time when we were living on one salary; the other salary was directly into our savings. We were able to save over 45k to invest in Private mortgage and the 5 percent down payment of our first house in a term of fewer than two years. 

If you get used to taking pride in what you save, you will be unstoppable. One tip, make the saving process automatically, even before you see it. That will help you a lot.

4. Multiply your money!!

Saving just per se won do much, you have to make your money work hard. I heard once from Kelvin O’Leary, something that sticks to my mind. A dollar bill is like a soldier; you send it to war to recruit more soldiers to fight for you. 

Invest, and compound the interest. By the Rule of 72, if you invest in something that will yield a conservative return of 8%, your money will double in 9 years. 

For step by step guide on how to generate passive income investing in real estate

You should also start your own business is the most practical way to become rich. Put your current skills into practice and start monetizing what you know and help others—the more people your help, the greater your chances of becoming massively rich.

5. Do not, by any means, lose the principal. Keep your money safe!!. 

Once you start investing one way or another, you need to avoid falling in the temptation of getting rich quick skims. If it sounds too good to be true, I am sure it is. 

I have been there, done that as well, unfortunately. I lost over 16 thousand in a bad investment. Yes, I promise I will tell you more about it later on. 

6. Own your house and make it a profitable investment. 

Warren Buffet is considered one of the best investors of all time, and he says that buying his primary residence was the“third-best investment he’s ever made.”  He bought it for $31,500 in 1958, and it is now worth an estimated $915,000 today. 

Isn’t that powerful!! I love it!!

Even though the old wisdom says it better to buy than rent, you should make your house pay itself. Otherwise, it becomes a liability in the short term instead of an asset. 

Ways you can generate income from your property are renting a room or the basement or making it your business office. 

7. Increase your earning power.

Never stop improving yourself. Learn and acquire new skills that will help you increase your earning potential.  The more you learn, the higher your chances of seeing and acting on opportunities are, making you earn more. 

“An investment in knowledge always pays the best interest.”― Benjamin Franklin

Whatever your trade, you should aim to be the best you can be, and you will be rewarded for being on the top of your game. 

8. Be grateful for what you have.

Be grateful for what you have today. Anything that you have had to overcome has made you stronger, wiser. Everything happens for a reason, and failures are part of the road to success as well. 

See failure as a step closer to success; that is a sing that you are taking action. Do not despair or get discouraged if things don’t go your way. Some people have failed 100 times before achieving their goals. 

Be thankful for the experiences and the roads that brought you here, where you are today. Your today self is better than yourself from yesterday. 

9. Don’t forget to dream!!

Yes, that is my last step. Having a dream and thinking big are the foundation for most great fortunes and enterprises.

Take Conrad Hilton, the founder of the Hilton Hotel chain, for example. In his book, Be my guest, where he detailed his rise to success, he recalls that his family mantra to success was “Pray and Work”. 

 After sticking to that formula for years and having little success, he noticed that something was missing in his parents’ formula. One day he had a sudden inspiration. 

You have to dream!!

That’s when he started seeing a difference; Once he started dreaming, everything changed for him.  

I suggest you go and grab a copy of this book and read it. You will love it, I did.


To summarize this list. I won’t tell you it is easy to get rich. I know it takes commitment and perseverance. There will be ups and downs that will have to fight the thoughts that, at some point, will yell at you to surrender. I do believe is obtainable and let me show it to you in numbers:

The USA is the leading country with more millionaires in the world, with 18.6 million people. Only in 2019, 675,000 new millionaires were added to the list.

Global wealth grew during 2019 by 2.6% to 360 trillion USD, and wealth per adult reached a new record high of 70,850 USD, according to The Global wealth report 2019.

So let me know if you will be part of those reports anytime soon. I know you will.

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